Professional Fitness Trainers

I think the entire country is obsessed with a six pack and I don't mean a case of beer. our definition of fitness certainly has changed throughout the years. We all seem to be on some sort of a diet or fitness plan.
Fitness probably isn't something that most of us should dread but it certainly is for me. I mean who really wants to sweat that much?

I have tried the "Personal Trainer" ,whom I thought was going to whip me into shape, and of course my first question was "Do you carry Errors & Omissions insurance'? The Trainer looked at me like I was from Mars.

A Professional Fitness Trainer has a liability exposure. If they make an error in instructing you to get the best results and a permanent injury occurs, they can be held liable. I know that I am physically very uncoordinated and with some mobility issues, I wanted to ensure that my Trainer knew how to address the needs of someone who needed a new knee.

Whether the Fitness Trainer is an independent contractor or works for a Fitness Facility, carrying the proper liability insurance In the event of negligence is a must and a good business decision on the part of the Trainer.

So the next time you decide you want to tackle the fitness game make sure you do your homework and work with someone who not only cares about their business but has your best interest at heart.

Susan Ewart, CAIB
Director of Insurance Services