Having roster on file with the Insurance Company ensures each individual is protected for Liability.
Participants Liability is automatically included in most sporting activity policies. This includes our hockey programs. The Participant’s Liability protects the individual player or team member from negligence arising from their actions. A Commercial General Liability Policy includes coverage for 3rd party Bodily Injury & Property damage and would not cover liability arising from your own players. The Participants Liability is a unique and required coverage for all sports teams.