Who is your # 1 Concern? Protecting Participants

“Regular General Liability” – protects against bodily injury & property damage to a third party.

A generic commercial general liability policy does not protect the individual player. It includes coverage for third party bodily injury and property damage. This is most common for businesses that do not include sporting activities.

“Participants Liability”— protects the individual player or team member from negligence arising from their actions.

Participants liability is a unique coverage and is generally required for all sports teams. For example, two team mates collide while jostling for the puck.

CSIB wants to make sure you are protected properly and most of our policies include participants liability. It is automatically included in our unique hockey programs.

We want to protect the players on your team. Without participants liability, one of the most important part of your team (players- your kids) are not protected.

You may save a dime for opting for general liability without participants coverage, but in the long run protecting what’s most important to you should be the number one concern, it is for us at CSIB.

Visit us at www.csib.ca to learn more about out organization or connect with us on Twitter @CSIBSports

-Janelle Catherwood