Definitions

Please be advised that premiums are fully earned when purchased.

Effective September 1, 2021, CSIB Hockey Insurance products are only available for purchase by residents of the Canadian Provinces MB, SK, AB and BC. Coverage territory is for Canada only.

Here are some common definitions.

Accident

An undesirable or unfortunate happening that occurs unintentionally and usually results in harm, injury, damage, or loss; casualty; mishap.

Insurance

The act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved.

Liability

Moneys owed; debts or pecuniary obligations (opposed to assets ).